Top > Finance 
| 1. |
RNCOS Releases a New Report- Egypt Banking Sector Analysis
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RNCOS has recently added a new Market Research Report titled, “Egypt Banking Sector Analysis” to its report gallery. The Egyptian banking industry, supported by the buoyant economic growth, increasing demand of consumer loans and improving consumer confidence, has shown a strong growth in the recent past. The government is also working hard to make the industry globally competitive. As a result of government’s privatization program and rapid consolidation in the banking system, asset quality of banks is improving significantly. As part of the privatization process, bad debts owed by publicly-owned companies are being paid back to state-owned banks in cash by the state prior to their sell off. Thus, ratio of non-performing loans is going down. These are the findings of our research report, "Egypt Banking Sector Analysis”.
This report is an analytical study of the thriving banking industry of an emerging African country, Egypt. It evaluates the products and services offered by the Egyptian banking industry. Exploring the market development and potential, the report gives a broad overview on the Egyptian banking industry. It will help clients to identify the leading-edge opportunities critical to the success of the banking industry and help investors, financial service providers and global banking players to navigate through the market.
Other Key Findings of the Research
- Deposits at Egyptian banks are forecasted to grow at a CAGR of about 14% between 2008-09 and 2010-11, with household sector accounting for majority of deposits.
- Bank loans to private business sector are forecasted to grow at a CAGR of about 9.5 during 2008-09 to 2010-11.
- Manufacturing sector will remain the major recipient of bank loans in local as well as foreign currencies during 2007-08 to 2010-11.
- Net interest income is projected to grow at a CAGR of over 12% during 2008-2012.
Key Issues & Facts Analyzed in the Research
- What makes Egypt an attractive banking destination?
- Which banking products will see strong growth?
- What are the prospective areas of investment for the banks in near future?
- What are the various challenges for the industry?
Key Players Evaluated in the Research
This section provides business analysis of top players like National Bank of Egypt, Bank of Alexandria, Barclays Bank Egypt and BNP Paribas operating in the Egyptian banking industry.
Research Methodology Used in the Research
Information Sources
Information has been sourced from various authentic sources like books, newspapers, trade journals, white papers, industry portals, government agencies, trade associations, monitoring industry news and developments, and through access to over 3000 paid databases.
Analysis Methods
RNCOS industry forecast and analysis is based on various macro- and microeconomic factors, sector and industry specific databases, and our in-house statistical and analytical model. This model takes into account the past and current trends in an economy, and more specifically in an industry, to bring out an objective market analysis.
Our industry experts study the relationship between various industry and economic variables to ensure the required accuracy and desired check on the quality of data and information given in the report.
For more information visit: http://www.rncos.com/Report/IM155.htm
Current Industry News: http://www.rncos.com/Blog/
Date Added: Dec 2, 2008 Hits: 2 Rating: 0.00 Votes: 0
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| 2. |
Ukraine Banks Extending Credit to Corporate, RNCOS Predicts High Growth
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Our new research report, “Booming Ukraine Banking Sector”, says that bank loans in the Ukraine banking industry are projected to grow at a CAGR of nearly 66% in terms of national currency during 2008-2012. Both short and log-term lending will witness robust growth during the forecasted period.
High growth prospects of lending in the country are attributed to strong growth in consumer credit (rising from low base), including mortgages and car loans, and better lending possibilities in the corporate sector due to improving finances of enterprises.
As per the report, corporate loans make up for more than two-third of the overall bank loans whereas corporate deposits represent nearly half of the share in the Ukraine banking industry. Both the segments are expected to drive the industry in future, with rising demand for corporate banking services stemming from huge investment across all the industries in the country.
The demand for corporate loans surged tremendously at a CAGR of around 54.35% from 2004 to 2007, and is expected to sustain the same growth rate during the forecasted period. In addition, economic entities are boosting the demand for loans to expand their business activities.
Apart from this, lending by the commercial banks in Ukraine will get support of strong growth in medium-term domestic deposits and growing borrowing abroad by the banks. However, despite several years of robust expansion, the lending in the country is still lower than more developed transition economies in Central Europe.
Our new market research report, “Booming Ukraine Banking Sector”, is a comprehensive and analytical study of the thriving banking industry of the Southeastern European country. It thoroughly analyzes the basket of products and services offered by the industry. It also helps clients to understand the leading-edge opportunities critical to the success of the banking industry as well as helps investors, financial service providers and global banking players to navigate through the market.
The report also provides forecast on personal disposable income, banking industry assets, deposits with banking industry, banking industry loans, internet penetration, and the number of ATMs & payment terminals.
For more information visit: http://www.rncos.com/Report/IM122.htm
Current Industry News: http://www.rncos.com/Blog/
Date Added: Dec 2, 2008 Hits: 0 Rating: 0.00 Votes: 0
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| 3. |
RNCOS Releases a New Report- Egypt Banking Sector Analysis
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RNCOS has recently added a new Market Research Report titled, “Egypt Banking Sector Analysis” to its report gallery. The Egyptian banking industry, supported by the buoyant economic growth, increasing demand of consumer loans and improving consumer confidence, has shown a strong growth in the recent past. The government is also working hard to make the industry globally competitive. As a result of government’s privatization program and rapid consolidation in the banking system, asset quality of banks is improving significantly. As part of the privatization process, bad debts owed by publicly-owned companies are being paid back to state-owned banks in cash by the state prior to their sell off. Thus, ratio of non-performing loans is going down. These are the findings of our research report, "Egypt Banking Sector Analysis”.
This report is an analytical study of the thriving banking industry of an emerging African country, Egypt. It evaluates the products and services offered by the Egyptian banking industry. Exploring the market development and potential, the report gives a broad overview on the Egyptian banking industry. It will help clients to identify the leading-edge opportunities critical to the success of the banking industry and help investors, financial service providers and global banking players to navigate through the market.
Other Key Findings of the Research
- Deposits at Egyptian banks are forecasted to grow at a CAGR of about 14% between 2008-09 and 2010-11, with household sector accounting for majority of deposits.
- Bank loans to private business sector are forecasted to grow at a CAGR of about 9.5 during 2008-09 to 2010-11.
- Manufacturing sector will remain the major recipient of bank loans in local as well as foreign currencies during 2007-08 to 2010-11.
- Net interest income is projected to grow at a CAGR of over 12% during 2008-2012.
Key Issues & Facts Analyzed in the Research
- What makes Egypt an attractive banking destination?
- Which banking products will see strong growth?
- What are the prospective areas of investment for the banks in near future?
- What are the various challenges for the industry?
Key Players Evaluated in the Research
This section provides business analysis of top players like National Bank of Egypt, Bank of Alexandria, Barclays Bank Egypt and BNP Paribas operating in the Egyptian banking industry.
Research Methodology Used in the Research
Information Sources
Information has been sourced from various authentic sources like books, newspapers, trade journals, white papers, industry portals, government agencies, trade associations, monitoring industry news and developments, and through access to over 3000 paid databases.
Analysis Methods
RNCOS industry forecast and analysis is based on various macro- and microeconomic factors, sector and industry specific databases, and our in-house statistical and analytical model. This model takes into account the past and current trends in an economy, and more specifically in an industry, to bring out an objective market analysis.
Our industry experts study the relationship between various industry and economic variables to ensure the required accuracy and desired check on the quality of data and information given in the report.
For more information visit: http://www.rncos.com/Report/IM155.htm
Current Industry News: http://www.rncos.com/Blog/
Date Added: Dec 2, 2008 Hits: 0 Rating: 0.00 Votes: 0
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| 4. |
Mobile Finance, Inc Offers Mobile Home Financing and Refinancing In Pennsylvania
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Mobile Finance, Inc, specializes mobile home loan programs, is offering a mobile home refinancing program that includes debt consolidation for mobile home owners in Pennsylvania.
“We are excited about our mobile home refinancing program that offers debt consolidation for people who own a mobile home that is located in a park or other rented land.” Stated Troy James, president and chief executive officer of Mobile Finance, Inc. “Our goal is to offer innovative mobile home loan programs to customers who would like to purchase or refinance a mobile home”
Several national mobile home lenders have mobile home financing programs available that offer mobile home loan products to qualified applicants to purchase a new or used mobile home, or, to refinance an existing mobile home loan. Mobile home loans that are offered for homes that are on rented land such as a park are called “chattel mortgages” and mobile homes that are situated on their own land and the lender is financing both the mobile home and the land together is a real estate mortgage. Interest rates are typically higher and loan terms shorter for chattel mortgages since the lender is not securing the real estate with the mobile home.
Typical Debt Consolidation Refinance Guidelines:
*700 and above credit score
*Consolidation of credit cards
*1994 and newer mobile homes
*Single wide and double wide homes
*Home must be in a park or other rented land.
Mobile Finance, Inc is a financial services company that offers mobile home loan programs such as mobile home refinancing and mobile home financing for homes located on rented land such as parks. Mobile Finance, Inc offers mobile home loan programs from several national lenders.
Date Added: Dec 13, 2008 Hits: 0 Rating: 0.00 Votes: 0
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| 5. |
RNCOS Releases a New Report- Booming China Insurance Sector
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RNCOS has recently added a new Market Research Report titled, “Booming China Insurance Sector” to its report gallery. China is one of the largest untapped and fastest growing insurance markets in the world. With rapid economic development and a burgeoning consumer class, China has the potential to become one of the most significant insurance markets in the world. Driven by a variety of demographic, economic and regulatory factors, this growth should continue at a solid pace in the foreseeable future, says our recent research report.
Exploring the market development and potential, this research report offers objective analysis on China’s insurance industry. The forecasts and estimations given in this report are not based on a complex economic model, but are intended as a guide to the direction in which the market is likely to move in future. This report therefore serves to provide foreign investors with an in-depth understanding of China’s insurance market.
Key findings of the report are:
- Personal insurance premium income is forecasted to grow at a CAGR of about 24% during our forecast period spanning from 2008 to 2012.
- Life insurance premium income is expected to rise to about RMB 1384 Billion by the end of 2012, growing at CAGR of about 25.5%.
- Growing role of bancassurance and investment-linked insurance products will decide the future of life insurance industry in the country.
- Property insurance premium income is forecasted to grow at CAGR of about 21% during 2008-2012.
- Booming China’s automobile (including two- and three-wheelers) industry will continue driving country’s property insurance market during the forecast period.
Report features:
- Detailed analysis on the current status of insurance market in China.
- Overview on the fastest growing products.
- Future outlook of the Chinese insurance market.
- Growth prospects and major roadblocks in the market.
Major players discussed in the report are:
This section provides an insight on key players in the insurance market of China. These include China Life Insurance Company Limited, PICC Property & Casualty Ltd, Ping An Group and China Pacific Insurance (Group) Co. Ltd.
Information in the report has been sourced from:
Books, newspapers, trade journals, white papers, industry portals, government agencies, trade associations, monitoring industry news and developments, and through access to over 3000 paid databases.
Research methodology used in the report is:
RNCOS industry forecast and analysis is based on various macro- and microeconomic factors, sector and industry specific databases, and our in-house statistical and analytical model. This model takes into account the past and current trends in an economy, and more specifically in an industry, to bring out an objective market analysis.
Our industry experts study the relationship between various industry and economic variables to ensure the required accuracy and desired check on the quality of data and information given in the report.
For more information visit: http://www.rncos.com/Report/IM165.htm
Current Industry News: http://www.rncos.com/Blog/
Date Added: Dec 13, 2008 Hits: 0 Rating: 0.00 Votes: 0
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| 6. |
How to Change Your Driver Seat? Tips on Low Interest Auto Loan
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When you approach for any auto loan nowadays, you need to shop around for the right loan with benefits that can help you. Many auto loan financers provide promotional offers, like loans with low interest rates. Any loan with low interest rate means lower monthly installments and hence lower costs.
Many institutions provide low interest auto loans to extend the loan facility to people from all classes. What stands important here is how to get a low interest deal on an auto loan? You must also check for the financer’s prime lending rate. PLR’s are determined on the basis of many factors. The financer will have a difference in the PLR and the lending rate to the customer. You benefit if the lending rate is closer to the PLR.
Also the choice of a car greatly matters in determining the interest rates. If it’s a used car, the condition of the car is adjudged and the interest rate will tend to be higher, as compared to that of a new car or a car in good condition. Another tip would be to get your loan financed through a bank of financial institution. If your auto dealer is enticing you with a so-called â great deal through his dealership, beware of the loopholes there.
Read minutely through the lines of such a deal, before you end up taking one. Your credit profile also plays the protagonist in clinching a low interest auto loan for you. Better your profile, lesser is the interest rate that you can bargain on your loan. There are ample of online loan financers to check for before you just walk into a car showroom.
Try and figure out who can get you the lowest rate deal. Be sure you know the market rates and the current market conditions even before you let any smart sales guy speak to you for the loan. You can only adjudge if the information he is providing is correct, when you thoroughly know the same. Make the use of Internet for your best. You have plenty of websites out there, which provide information on the auto loan interest rates on a daily basis. You can check out the charts as well for yourself for finding out the best rates.
Also, you can submit your request online to these sites, which in turn pass on this information to lending institutions. Also, they provide you 3 best quotes and you who will decide on the best quote. Remember that you have to shop around extensively before you hard lock on the lowest rate deal. Interest rates you get greatly depend on your knowledge, research and your credit profile.
Date Added: Dec 13, 2008 Hits: 0 Rating: 0.00 Votes: 0
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| 7. |
RNCOS Releases a Report- Indian Mutual Fund Industry
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RNCOS has added a Market Research Report titled, “Indian Mutual Fund Industry”, to its report gallery. The Indian mutual funds industry is witnessing a rapid growth as a result of infrastructural development, increase in personal financial assets, and rise in foreign participation. With the growing risk appetite, rising income, and increasing awareness, mutual funds in India are becoming a preferred investment option compared to other investment vehicles like Fixed Deposits (FDs) and postal savings that are considered safe but give comparatively low returns, according to “Indian Mutual Fund Industry”.
This report provides a detailed analysis along with current and future outlook of the Indian mutual fund industry and explores the market development and potential. The forecasts and estimations given in this report are not based on a complex economic model, but are intended as a rough guide to the direction in which the industry is likely to move.
Key Findings
- The Indian mutual funds retail market, growing at a CAGR of about 30%, is forecasted to reach US$ 300 Billion by 2015.
- Income and growth schemes made up for majority of Assets Under Management (AUM) in the country.
- At about 84% (as on March 31, 2008), private sector Asset Management Companies account for majority of mutual fund sales in India.
- Individual investors make up for 96.86% of the total number of investor accounts and contribute 36.9% of the net assets under management.
Key Issues & Facts Analyzed in the Report
- What are the key factors fueling growth into the Indian mutual fund market?
- Which are the fastest growing products?
- What are the key growth prospects?
- What are the key challenges for the market?
- How the market is likely to move in future?
Key Players
This section provides business analysis of key players in the Indian mutual fund market, including Reliance Capital, BOB and HDFC.
Research Methodology Used
Information Sources
Information for this report has been sourced from books, newspapers, trade journals, white papers, industry portals, government agencies, trade associations, monitoring industry news and developments, and through access to more than 3000 paid databases.
Analysis Methods
The analysis methods used in this report include ratio analysis, historical trend analysis, linear regression analysis using software tools, judgmental forecasting, and cause and effect analysis.
For more information visit: http://rncos.com/Report/IM142.htm
Current Industry News: http://www.rncos.com/Blog/
Date Added: Dec 13, 2008 Hits: 1 Rating: 0.00 Votes: 0
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| 8. |
Philippines Leading Emerging Nations in Introducing Mobile Banking
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Rising mobile penetration in the Philippines will expand the mobile banking user base to beyond 11 Million by the end of 2011, according to a new research report, “Philippines Banking Sector Analysis”, from RNCOS.
The green signal from the Philippines government to telecom operators to make free partnership with banks has opened a slew of opportunities for the banking industry. Now Filipinos can use their mobile phones as ‘virtual wallets’. This has made the Philippines the leader among the developing countries in offering financial transactions over mobile networks. Thus, with increasing number of mobile subscribers and increasing level of mobile penetration, the mobile banking will see tremendous growth in future.
Also, the introduction of e-banking services and subsequent innovations in them had played critical role in changing the landscape of local banking industry. e-banking has made it more convenient for customers to use a number of popular interfaces like Internet, web-enabled mobile phones and Personal Digital Assistant (PDA) for financial transactions anytime, anywhere. With the introduction of mobile banking, the customer convenience has moved a step ahead.
Thus, mobile phone is fast evolving as a major payment instrument, posing a tough challenge to the well-established traditional credit and debit cards.
“Philippines Banking Sector Analysis” contains comprehensive research and rational analysis on various segments, like assets size, income level and number of cardholders, of the Philippines banking industry. It also analyzes the current performance and growth opportunities, and helps clients to understand various products available in the market and their future scope. It also discusses the role of technology in the Filipino banking industry.
The report gives future outlook of different aspects of the banking industry such as financial cards, mobile banking, and bancassurance. The future projections are made after analyzing the current market scenario, past trends and regulations laid by the central bank.
In addition, the report gives forecast on banking industry assets, mutual fund assets under management, number of credit cards, IT spending by banking industry, mobile banking users, microfinance industry, mobile subscribers and bancassurance in life insurance product sales.
Date Added: Mar 23, 2009 Hits: 1 Rating: 0.00 Votes: 0
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| 9. |
Recession Will Not Decelerate Indian Insurance Industry Growth, RNCOS
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Global recession is not likely to rock the Indian insurance industry in a big way; therefore, there is nothing to panic about, says a Senior Research Analyst at RNCOS. However, most of the life insurance players are expecting their new business premium collection to ease down in the remaining financial year.
Citing reason for the moderation in premium collection, analyst stated that consumer sentiments are affecting the insurance industry because most of the prospective customers are putting their buying plans on hold. However, buying insurance products is a long-term investment and the ongoing crisis is not going to impact the returns on the assets. Low consumer sentiments are signaling just a temporary phase and likely to continue for another six to nine months, and thus, things will be different by this time next year.
Moreover, the Indian insurance market has joined the league of the fastest growing insurance markets in the Asian region, with the total insurance premium projected to grow at a CAGR of more than 50% between 2008-09 and 2010-11.
A new research report - “Booming Insurance Market in India (2008-2011)” from RNCOS - also says that the Indian insurance industry will show upward trend in future as it has displayed in the last few years owing to large population and vast untapped market.
After analyzing the growth potential of the Indian insurance market, the report says that many foreign investors have shown interest in the industry because the markets in most of the developed countries have reached saturation. Thus, foreign players have turned their attention to the emerging economies, and India is more lucrative as compared to other emerging economies, with more favorable environment for insurance expansion as the country has low insurance penetration.
In addition, “Booming Insurance Market in India (2008-2011)” contains exhaustive information along with statistical data on various segments of the industry that will help clients to analyze the leading-edge opportunity critical for the success of the industry. The report also includes forecast to give an idea to clients in which direction the industry is likely to move.
For more information visit: http://www.rncos.com/Report/IM126.htm
Current Industry News: http://www.rncos.com/Blog/
Date Added: Mar 23, 2009 Hits: 0 Rating: 3.00 Votes: 1
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| 10. |
RNCOS Releases a New Report- Booming China Insurance Sector
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RNCOS has recently added a new Market Research Report titled, “Booming China Insurance Sector” to its report gallery. China is one of the largest untapped and fastest growing insurance markets in the world. With rapid economic development and a burgeoning consumer class, China has the potential to become one of the most significant insurance markets in the world. Driven by a variety of demographic, economic and regulatory factors, this growth should continue at a solid pace in the foreseeable future, says our recent research report.
Exploring the market development and potential, this research report offers objective analysis on China’s insurance industry. The forecasts and estimations given in this report are not based on a complex economic model, but are intended as a guide to the direction in which the market is likely to move in future. This report therefore serves to provide foreign investors with an in-depth understanding of China’s insurance market.
Key findings of the report are:
- Personal insurance premium income is forecasted to grow at a CAGR of about 24% during our forecast period spanning from 2008 to 2012.
- Life insurance premium income is expected to rise to about RMB 1384 Billion by the end of 2012, growing at CAGR of about 25.5%.
- Growing role of bancassurance and investment-linked insurance products will decide the future of life insurance industry in the country.
- Property insurance premium income is forecasted to grow at CAGR of about 21% during 2008-2012.
- Booming China’s automobile (including two- and three-wheelers) industry will continue driving country’s property insurance market during the forecast period.
Report features:
- Detailed analysis on the current status of insurance market in China.
- Overview on the fastest growing products.
- Future outlook of the Chinese insurance market.
- Growth prospects and major roadblocks in the market.
Major players discussed in the report are:
This section provides an insight on key players in the insurance market of China. These include China Life Insurance Company Limited, PICC Property & Casualty Ltd, Ping An Group and China Pacific Insurance (Group) Co. Ltd.
Information in the report has been sourced from:
Books, newspapers, trade journals, white papers, industry portals, government agencies, trade associations, monitoring industry news and developments, and through access to over 3000 paid databases.
Research methodology used in the report is:
RNCOS industry forecast and analysis is based on various macro- and microeconomic factors, sector and industry specific databases, and our in-house statistical and analytical model. This model takes into account the past and current trends in an economy, and more specifically in an industry, to bring out an objective market analysis.
Our industry experts study the relationship between various industry and economic variables to ensure the required accuracy and desired check on the quality of data and information given in the report.
For more information visit: http://www.rncos.com/Report/IM165.htm
Current Industry News: http://www.rncos.com/Blog/
Date Added: Mar 23, 2009 Hits: 0 Rating: 0.00 Votes: 0
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